Cairn
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Illustrative portrait of a woman enjoying a quiet moment at home

Leave behind a secure financial handover. For the people you love

Your accounts, pensions, insurance, documents and wishes in one place. For you now, and your family if they need it.

Make a start See what’s inside

This matters more than any feature

Your information. Your boundaries.

Putting everything in one place is only useful if you feel comfortable doing it.

  • Your money stays where it is.

    Cairn cannot make payments or move your money.

  • We never ask for your bank password.

    Cairn never connects to your bank. You add the details you choose, and never logins or passwords.

  • Your financial information is not sold.

    Cairn is paid for by members, not advertisers.

  • You control the handover.

    Adding a trusted contact does not give them immediate access.

See what you have.
Without moving any of it.

Keep a clear record of your accounts, pensions and property in one place.

A clear record you can build over time.

Find out more
Click Managing, Insurance or Legacy to explore Cairn
Actual Cairn Managing screen showing accounts, pensions, property and next steps
Product screenshot, example information
A woman calmly reviewing a document at home

The best time to sort this is while there’s no rush.

You can start with one thing today and leave the rest for another day. What matters is having somewhere clear to begin.

Make a start
A family walking along a countryside path beside a small cairn

What is a cairn?

A cairn is a small stack of stones, built by hand on hillsides and along old paths. Each one is placed deliberately to mark the way for whoever comes next, so that even in mist or fading light, no one is left lost.

Walkers add a stone as they pass. In wilder places, cairns mark a resting spot, or remember someone who is gone.

That is what we hope this is for you. Something you build, stone by stone, so the loved ones you leave behind can find their way.

Why we built Cairn

We wished there had been somewhere clear to start.

That’s my dad in the photo. When he died, sorting out his affairs turned into weeks of detective work. We went through statements, paperwork and old accounts trying to work out what existed and who we needed to contact.

Nobody should have to become a detective in the weeks after they lose someone.
Carlco-founderRead why we built Cairn →
Carl’s dad as a young man, smiling in front of the family car
My dad

Guides for getting things in order

You don’t have to sort out a lifetime in one sitting.

Start with one account or document. Cairn can build with you over time.

Make a start